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Criteria to Determine Employee or Independent Contractors

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Created for: Pinnacol policyholders and their HR managers

This information sheet helps you:

  • Identify which of your workers are considered employees (who must be covered on your workers' comp policy) and which are independent contractors
  • Determine the nature of the relationship as defined by the Colorado Workers' Compensation Act. (NOTE: This is somewhat different than Internal Revenue Service guidelines)
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