As an employer, Pinnacol pays the major portion of the premium cost of medical, vision and dental coverage for eligible employees and their dependents. All regular full-time employees who work, or are scheduled to work, 30 hours or more per week are eligible for health benefits. Employees become eligible the first day of the month following their employment date. For example, an employee starting in May would be eligible for health benefits on June 1. In addition, our employees' same-sex domestic partners are eligible to enroll in medical, dental, vision and life-insurance benefits.
In November 2020, the U.S. Department of Health & Human Services (HHS), Department of Labor, and Department of the Treasury issued the Transparency in Coverage Rule, based on Affordable Care Act (ACA) requirements. The final rule mandates group health plans and health insurance issuers post Machine-Readable Files (MRFs) that list in-network rates and out-of-network allowed amounts on a publicly available website.
Kaiser Permanente and UnitedHealthcare create and publish MRFs on behalf of Pinnacol Assurance and below are the links:Kaiser Permanente - Transparency In Coverage Health Plan Machine-Readable FilesUnitedHealthcare - Transparency In Coverage Health Plan Machine-Readable Files