For over 100 years, we've insured Colorado with workers' comp that never quits.

Find out just how we put care to work for our customers.

the basics

What is workers’ compensation?

Workers' compensation insurance is there to protect employers and their injured workers by paying for medical expenses and a portion of lost wages when an employee is injured on the job.

Competitive pricing pays off

We’ve decreased rates for seven consecutive years and will provide $40 million* in general dividends to our customers in 2022.

We know Colorado

Colorado is home to many diverse industries. Pinnacol’s knowledge and expertise means we’re perfectly positioned to prepare your business for the challenges and opportunities ahead.

Are you prepared for the future of work?

The workplace has changed dramatically over the last 10 years. And it will change exponentially faster in the years to come.
Peter J Martin
Serving clients for 23 years
Peter J. Martin Insurance, LLC
Karina Mendoza
Serving clients for 3 years
Day Larsen Pedersen Insurance, Inc
get connected

Network of agents

Our agents around the state know what matters most to you and your business.

Hear what customers have to say

Fransen Pittman General Contractors has had an excellent experience working with the folks at Pinnacol Assurance and look forward to working with them in the future!
Tim Taylor, Fransen Pittman General Contractors, Douglas County
I have used Pinnacol for over 14 years in business and they have been an important part of our team.  Great customer service and flexibility with our coverage needs over the years.
Tony Mahon, Summit Forestry, Fort Collins
Pinnacol has been faithful to meeting our needs for workers’ comp insurance. Their team of reps and customer service are always knowledgeable and ready to assist and give us wisdom on everything from billing, audits, and even through a few claims.
Joyce Saunders, Grand Valley Catholic Outreach, Grand Junction
protecting top colorado businesses

* The general dividend amount is subject to adjustment based on financial performance through the end of 2021.
**Pinnacol resolves 25% more claims than competitors at our first required reporting to NCCI.

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