A 10% average rate decrease and $70 million in dividends*
We’ve decreased our rates and are on track to deliver $70 million in general dividends to put more money back where it matters: your business. What are you getting from your workers' comp?
Keeping Colorado businesses strong by returning dividends
to our customers to invest in what matters — like the new
team member your business needs.
Get a hand from a workers’ comp expert.
A Pinnacol certified agent can help you get just the right policy for your business.
Not sure what you need? Call us at 303.361.4000.
We have real people here in Colorado who love to help.
Get an online quote now.
Cake is workers' comp made easy. Get covered in 5 minutes or less.
*Our rapid quote system makes workers’ comp easy. All policies are underwritten by Pinnacol; rates are the same whether purchased from Cake or one of Pinnacol’s independent agents.
The Pinnacol Assurance difference.
Competitive pricing
We’ve decreased rates for four years in a row.
Employer dividends
We’re on track to pay out $70 million* in general dividends to our customers. What’s your workers’ comp doing for you?
Industry expertise
Our Centers of Excellence are built to tackle your industry’s unique challenges.
Superior claims handling
Employers and injured workers get fast, accurate claims handling, 12% faster than our competition and all based right here in Colorado.
Colorado proud
We cover more than 57,000 businesses and nearly one million workers spread across the state. We’re all in with our community.
Pinnacol protects some of Colorado’s most respected employers.

Arapahoe Basin Ski Area
19 years as a policyholder
450 employees, Summit County

Craig Hospital
9 years as a policyholder
1,000 employees, Englewood

MechOne
16 years as a policyholder
47 employees, Colorado Springs
How does workers' compensation work?
Something this important shouldn't be confusing. Get all your questions answered here.
A simple and clear claims process
Road map to recovery
Healthy employees, healthy business
*The general dividend amount is subject to adjustment based on financial performance through the end of 2018.
Questions? Call 303.569.8878 to talk to a claims representative.