Great care and workers’ comp is great for business
Our new program, Pinnacol Edge™️, lowers our customers’ workers’ comp insurance costs through our premier service offerings—and we have the data to prove it.
By saving employers money over the long haul, we send those dollars straight to their bottom line without the wait.
It’s a win-win for new policies; save up to 15% upfront and improve your business’s e-mod over time.
An experience modifier (e-mod) is a pivotal factor used for adjusting workers’ compensation policy premium.
Learn more about e-mods and they are calculated.
Superior service, now with superior savings
We are able to provide up to 15% in savings upfront through our customer-exclusive services that lower workers’ compensation insurance costs over time, services including:
- Safety services
Colorado’s largest and most experienced safety team backs every policy and advises employers on ways to lower their e-mod.
- Return to work
Expert consulting and resources that are designed to help workers recover from an injury quickly — saving both employees and employers time and money.
- Claims management
Our award-winning claims management team resolves claims faster than competitors*, and is just another way we bring down costs for customers. In fact, Pinnacol resolves 25% more claims than competitors at our first required reporting to NCCI.
Who qualifies for the Pinnacol Edge?
All new policy quotes with effective dates that fall on or after July 1, 2022, qualify for Pinnacol Edge's upfront savings of up to 15%.
Additional workers’ comp policy savings
All Pinnacol customers are also eligible to save an additional 5% on their workers’ comp when they become Cost Containment certified through Pinnacol’s guided steps.
Learn more about the Cost Containment Certification requirements and how to get started.
Take your business’s savings and safety to the next level
When you choose a trusted workers' comp partner, you are choosing peace of mind when you need it most.
With over a century of experience, Pinnacol Assurance provides Colorado businesses with reliable coverage, along with free:
- Safety services
- Injured worker support
- Return to work programs
Curious if Pinnacol is the right fit for your business? Start an online quote today or connect with one of our dedicated agents.
Pinnacol Assurance assumes no responsibility for management or control of customer safety activities. Please ensure your business meets the requirements of all federal, state, and local laws, regulations, or ordinances related to workplace safety.