We believe that providing the best care for workers goes hand in hand with cost savings for businesses. That’s why we offer our upfront Pinnacol Edge™ discount and dividend program.
New customers receive an upfront discount of up to 15%. On average our premier service offerings lower customer costs over time, and we provide that discount upfront. That's the Pinnacol Edge. Plus, our dividend program rewards businesses committed to workplace safety. Over the past 10 years, we’ve distributed $415 million in dividends to customers.
At Pinnacol, we’re keen on preventing workplace injuries and we’re there when the unexpected happens.
Our dedicated claims team work closely with injured workers, providing personalized support every step of the way. Our talented Return to Work specialists then help create safe and healthy pathways back to work.
Our average cost per claim is 10% lower than the competition, and our Return to Work program reduced employer claims costs by over $6 million in 2024 alone.
Caring for the workforce starts with creating safe and healthy work environments. With the largest safety team in Colorado, our experts partner with businesses to provide tailored solutions that prevent injuries.
We invest in workplace safety like no other company because we care about protecting what matters most to businesses — their people.
For over 100 years, Pinnacol has protected Colorado’s workforce with top-rated care. We know that better injured worker care means lower claims costs for business owners — and faster recovery for workers. Our commitment to top-rated care is reflected in our consistently high injured worker satisfaction scores — the highest among major Colorado carriers for nearly a decade, consistently above the 4.0 benchmark, including top scores from Spanish-speaking workers.
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