Workers' compensation insurance that goes wherever Colorado businesses grow

Reliable protection for businesses in Colorado and beyond

Colorado businesses are evolving, and their needs are changing. Pinnacol meets them where they are and where they’re growing.
From new groundbreakings to office openings to remote hires, Pinnacol’s nationwide coverage offers reliable protection wherever businesses grow.

Coverage from coast to coast

Pinnacol’s nationwide coverage extends across the nation and a diverse range of industries. Whether it be construction, agriculture, medical or retail, our coverage safeguards businesses and their employees with caring protection.
From California to Connecticut and everywhere in between, Pinnacol keeps Colorado’s growing businesses safe.

Coverage by the numbers

We protect




Our top-rated care creates better outcomes for injured workers

According to the latest state data, Pinnacol is again the top-performing workers' compensation carrier for injured workers, with a score far surpassing the scores of other carriers that operate in Colorado. We’ve held the top position for nine consecutive years, achieving almost a decade of outperforming national competitors.
In 2023, Pinnacol:
Received an injured worker satisfaction score of 4.2 out of 5.
Received an injured worker satisfaction rating among Spanish-speaking workers of 4.48 out of 5.
Earned a policyholder Net Promoter Score of 63, compared to the industry average of 28.
Through compassionate claims and care, we create better outcomes for injured workers and provide them with a top-rated experience.
Learn more

Injured worker testimonial:

Learn how Pinnacol helped Guy W. after his workplace injury


Injured worker testimonial:

Discover how Jimmy navigated his injury with support from Pinnacol


Safety solutions that reduce risk and costs

With the largest safety team in Colorado, no one invests in workplace safety like Pinnacol. We’ve spent over 35,000 hours, equating to $8.9 million in value, helping customers keep their workers safe and healthy on the job since 2017.
Our customized safety solutions address the employer's unique safety journey, and those solutions are paying off.
Pinnacol Senior Safety Consultant Tammy Minter says, “Customers that connect with our safety team can expect lower premiums, increased production and happy employees.”

Policyholder testimonial

Learn how customers like the City of Aspen benefit from Pinnacol’s Safety Services.

Getting injured workers back to work and life

At Pinnacol, we’re keen on preventing workplace injuries, but we're there for workers when the unexpected happens.
Our return-to-work services help workers recover and get back on the job while maintaining their health.
Over the past three years, Pinnacol’s return-to-work program has reduced employer claims costs by over $1 million.

Helping workers heal while giving back

Our return to work volunteer program pairs injured workers with local nonprofits, providing them with modified options that ease them back to work while supporting local causes.
In 2023 alone, workers contributed more than 16,000 hours to nonprofits. Pinnacol is helping injured workers recover and supporting community efforts at the same time.

Policyholder testimonial

Discover how Pinnacol facilitated a partnership between Transpro and Loveland Habitat for Humanity ReStore to get injured workers back on the job.

It’s OK to love your workers’ comp company